Let’s talk paperwork.

Why is there so much paperwork needed for my Mortgage Application?!?! I hate paperwork as much as anyone, but when it comes to the paperwork required for a mortgage application, there is no way around it! Mortgage lending is becoming tighter and tighter with regards to lending risk, government regulations and guidelines set out by … Continue reading Let’s talk paperwork.

New Mortgage Rules: For Better or For Worse?

Given the recent introductions of new rules proposed by the government — I am compelled to write a post on how these changes are going to affect any homebuyers, especially those who have worked hard to save their hard-earned money, or current home equity, for a 20% down payment. For those who are getting up to speed: … Continue reading New Mortgage Rules: For Better or For Worse?